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General Car Insurance FAQs

We understand that arranging suitable insurance for your sports car or luxury vehicle can be daunting. We answer some of your most frequently asked questions. Question not answered below? Don't hesitate to contact us on 01202 754900 and we'll be happy to help.

As market leaders in providing high quality prestige vehicle and supercar insurance policies, Alan & Thomas know what it takes to provide you with a comprehensive car insurance package at an affordable price.

Over the last three decades, we have established effective business relationships with some of the top supercar insurance providers in the UK - meaning we can offer our clients comprehensive insurance they can always rely on. From Bentley and Aston Martin to Ferrari and Mclaren, our experienced team can help source the perfect insurance policy for you.

Can I add a temporary driver to my policy?

Does my policy cover me to drive other cars?

Does my policy cover me for driving abroad?

Can I insure more than one car on my policy?

Do I need a tracking system on my vehicle to qualify for insurance?

Can I use my No Claims Bonus earned whilst driving a standard vehicle on a prestige vehicle insurance policy?

Can I insure my vehicle for an agreed value rather than market value?

Will my private registration be covered?

If I have an accident, how do I report it?

If my vehicle is damaged, can I choose the repairer or will it have to be sent to one chosen by the insurance company?

Will I be entitled for a like-for-like courtesy car whilst mine is being repaired?

Are legal expenses included in the policy?

I don't have the registration number yet - can I still get a quote?

Can I get immediate cover?

What cover should I choose?

I have had previous claims or convictions, do I need to declare them?

What is no claims bonus?

Can I protect my no claims bonus?

What is a modification?

How can I pay for my insurance?

What happens if I exceed my mileage limit?

Can I spread my payments and pay by monthly installments?

What does Agreed Value mean?

What does Market Value mean?


About Alan & Thomas

Firmly established as one of the top 100 independent insurance brokers in the UK , we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.

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Chartered Insurance Brokers

Chartered Insurance Brokers

Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.

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Contact our knowledgeable Prestige Motor Team on:

01202 754 964

9am - 5.15pm Monday to Friday

Existing Client?

Welcome back! Need to renew your policy, make a claim, make an adjustment to your policy or you simply need more advice? Our team will be pleased to help you.

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Insurance not yet due?

Submit your renewal date & we’ll contact you.

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Why choose Alan & Thomas?
  • Top 100 UK independent broker* with Chartered Insurance Broker status
  • Dedicated car insurance expert to guide you through the process
  • Free no obligation car insurance review and quotation
  • Bespoke levels of car insurance cover tailored to your individual requirements
  • Competitive car insurance premiums underwritten by the UK's leading insurers
  • Multi-car policies available - one renewal, one premium
  • Dedicated in-house claims team who will deal with any claim on your behalf
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