Features and Benefits explained
Agreed Value included as standard
Working with your insurer, we can agree up front the amount paid out if you are unfortunate enough to have to make a claim following a total loss as a result of theft or damage beyond repair. We aim to keep the claims process as simple as possible so having agreed values ensures swift resolution of claims and the amount agreed with you on your policy is the amount your insurer will pay in the event of a claim.
Any driver over 30 extension
This cover, which is optional and doesn’t come as standard, means that any driver over the age of 30 who doesn’t reside at the address named on the insurance policy can drive the vehicle on a comprehensive basis. The owner of the vehicle must have given their permission.
Comprehensive driving other cars extension for policyholder and all named drivers
This cover allows you and any named driver on the policy to drive any other car, with the permission of the owner, on a comprehensive basis.
UK and European motor assistance
This cover is included as standard on your policy and covers emergency roadside and home assistance.
If your vehicle cannot be repaired, you will be taken along with your passengers, your vehicle and any trailer to your home address or intended destination. If it can be repaired, you will be taken to the nearest repairer of your choice within 25 miles.
If your vehicle cannot be used for eight hours or is stolen and not recovered within eight hours and you are outside the United Kingdom, your policy will cover you up to £1,000 towards hiring another vehicle and the cost of transporting you to your destination.
If your vehicle cannot be repaired or is stolen and not recovered before your departure date or after you have returned, your insurer will cover the cost of returning you to the United Kingdom. Your policy will also cover the cost of returning your vehicle to the United Kingdom or up to £600 to return from the United Kingdom to collect your vehicle once it has been repaired or recovered and up to £100 for storing your vehicle abroad.
Carefully selected Aston Martin repairer network
We believe that you should have total freedom of choice and following a loss, which results in your vehicle needing to be repaired, you will be allowed to choose your own garage or repairer. Alternatively we can recommend a specialist repairer.
Immediate repair authorisation and 3 year guarantee on repairs
Any repairs will be immediately authorised by your insurer (at selected and approved repairers) and will come with a 3 year guarantee.
Option for adding additional vehicles, homes & second homes to policy.
Our private client team specialise in arranging insurance for high net worth individuals and you can insure your high performance vehicles, standard vehicles, classic cars, motorcycles, homes, fine art, jewellery, travel and yachts with us with one consistent renewal date and one premium.
Private registration plate cover
Following an unrecovered theft of your vehicle, your policy will pay up to £5,000 for the loss of use of your personalised registration plate.
Personal accident cover
Your insurer will pay up to £30,000 for personal accident or death to an insured person travelling in or getting in or out of a private vehicle.
£100k legal expenses cover
Cover is included up to £100,000 for any uninsured losses and costs you incur, as well as up to £100,000 to defend your legal rights if prosecuted for an offence connected with driving or using an insured vehicle.
About Alan & Thomas
Firmly established as one of the top 100 independent insurance brokers in the UK, we have been providing personalised insurance policies since 1975. Using a network of 37 independent brokers known as Brokerbility, our expert team can offer a local and personal service across the whole of the UK.
Chartered Insurance Brokers
Having been awarded the highly regarded title of "Chartered Insurance Broker" by the Chartered Insurance Institute (CII) back in 2007, we are currently the only independent broker in Dorset to have achieved this status.